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OneFin Blog: Banking Technology Insights


Responsible AI Lending: Balancing Innovation and Compliance
Introduction: A Turning Point for AI in Finance Artificial Intelligence (AI) has quickly moved from lab experiments to everyday financial...
Sep 9, 20255 min read


RBI's New Co-Lending Rules: An Urgent Action Plan for Lenders
Executive Summary: A New Era for Collaborative Finance The Reserve Bank of India’s new Co-Lending Directions (CLA) , issued on August 6,...
Sep 3, 20253 min read


Banking Technology Insights - Major updates to Co-Lending - No more CLM-2
The RBI governor in his address announced major changes to co-lending arrangements. It highlights the growing importance of co-lending in...
Apr 19, 20253 min read


Banking Technology Insights - Changes in Microfinance Lending
1️⃣ Featured Insight - Changes in Microfinance Lending MFIN (Microfinance Institutions Network) is a Self-Regulatory Organization (SRO)...
Apr 4, 20253 min read


Banking Technology Insights - Liquidity Risk Management & Reporting | Indusind Bank News & More
1️⃣ Featured Insight - Asset Liability Management & Reporting Managing liquidity risk is one of the most critical aspects of running a...
Mar 25, 20253 min read


Penny Drop Bank Account Verification | Kuhoo Gets NBFC License & More
Bank Account Verification in OneFin Customer Journey / Loan Origination System (LOS)
Mar 17, 20253 min read


Banking Technology Insights - New CKYC Rules, IMF report on indian financial sector and more
1️⃣ Featured Insight - CERSAI's New CKYC Compliance Rules: Unique IPs, Masked CKYC Numbers & API Changes CERSAI (Central Registry of...
Mar 10, 20252 min read


Banking Technology Insights - Audit Trails in LOS & LMS Systems, Google building Agri Stack & More
Implementing robust audit trails within Loan Origination Systems (LOS) & Loan Management Systems (LMS) is crucial for ensuring transparency
Mar 3, 20254 min read


Banking Technology Insights - UCRF Bureau Reporting Now Mandatory | NBFC Lending Slowdown | Industry Updates
1️⃣ Featured Insight - UCRF Format based bureau reporting now mandatory. RBI has been doing many reforms on the credit reporting space...
Feb 24, 20253 min read


Banking Technology Insights - Self-Serve Customer Portal for Banks & NBFCs | AI in Credit Assessment & More
Banking Technology Insights - Self-Serve Customer Portal for Banks & NBFCs | AI in Credit Assessment & More
Feb 17, 20252 min read


Banking Technology Insights - No more GST on Penal Charges | FinTech Driving Viksit Bharat & More
1️⃣ Featured Insight - No more GST on penal charges. RBI had instructed all REs to not levy any penal interest for defaulting customers,...
Feb 10, 20253 min read


Banking Technology Insights - Digital Customer Journeys, eRupee for Android & more
1️⃣ Featured Insight - Digital Customer Journeys - 5 Best Practices Customer journeys are going digital. However, digital journeys need...
Feb 3, 20252 min read
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