BORROWER JOURNEY
AI-POWERED
AI tools for document processing, data extraction, and multilingual loan journeys — reducing manual work from application to underwriting.
🌐
MULTILINGUAL JOURNEY
Runs the complete loan application experience in 11 Indian languages — from first screen through disbursal. Nothing to rebuild when the loan journey changes; translation runs at the platform level, not the page level.
📄
DOC EXTRACTOR
Uses an LLM to extract structured field-level data from any lending document — valuation reports, ITRs, bank statements — without format-specific templates. Works on PDFs, scanned PDFs, and images.
✏️
DOC ANNOTATOR
Reads a filled sample PDF — a KFS, loan agreement, or NOC letter — detects field positions, and maps the correct LOS variable to each field automatically. Every subsequent document for that loan type generates without manual configuration.
RISK & ANALYTICS
Compliance models, portfolio signal monitoring, and live reporting — built on the same loan records as the LMS, with no data export required.
📊
ECL
Computes expected credit loss across the portfolio for Ind AS 109 compliance — 3-stage asset classification, scenario-based PD/LGD/EAD inputs, and audit-ready regulatory reporting output.
🔔
EWS
Assigns a predictive risk score (300–900) to every active loan account — higher scores indicate lower default risk. Gives collection teams, underwriting review, and portfolio monitoring a shared signal to act on before a payment is missed.
📈
ANALYTICS ENGINE
Turns origination, servicing, and system event data into configurable dashboards and scheduled reports — without an engineering ticket for every new metric. Business performance and system health covered in the same layer.
PLATFORM & CONNECTIVITY
Infrastructure monitoring and pre-built integration connectors — keeping the platform observable and connected to the broader lending ecosystem.
☁️
CLOUD MONITOR
Gives your team direct visibility into the AWS infrastructure behind your OneFin instance — database, application services, job queue, cache, and load balancer — pulled live from CloudWatch. No console access needed, no support ticket required.
🔗
API INTEGRATOR
Takes a vendor's API documentation and turns it into a deployed, callable integration — without a ground-up engineering build. Built for the vendors that don't have pre-built connectors: specific LSPs, DLAs, and regional partners.